GROUP HOUSING AND PRIVACY

At some point of your life you may have shared a room. This I am not taliking about sharing with your significant other. The kind of room sharing I am talking about is the case where you shared with your sibling or college roommate. In my case I shared with my sister until I decided [...]

DOING IT YOURSELF

There are some DIY sites out there where you can learn how to fix the leaking tap, tinker with the car or even retile your kitchen.  PC magazine, a site I love since it helped me fix and build my own computer, recently did an article on “The Best How To and DIY Sites”. Have [...]

GAS WOES

Unlike me some people do have to drive their car to get to work. And I do feel for them, especially these days when public transport is either packed, late or cancelled. And the woes contiue with the rising cost of gas.
Now in these times when oil is low, there is still a lot of [...]

WHOSE WEDDING IS IT ANYWAY – PLANNING THE PERFECT DAY

Lots of women need to be reminded that it is their day and while friends and family may have wonderful tips, it still remains your day. Check out this video for some helpful tips.
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What’s the state of your 401K?

Whether you call it the 401k, retirement fund or super most of us have an employer associated fund in which we have been saving money toward our retirement. Some people may have drawn from the fund (and as a result have been penalised for early withdrawal by having to pay up to 30%), yet others [...]

YOUR EMERGENCY FUND

I hope you have one!
Your emergency fund can be used for various purposes such as reducing debt, buying large households items (refrigerator etc), making house repairs or even making a down payment forpurchasing a house.
The question then comes to mind:  How much should you save? Should it be %, 5% or more? Well the best [...]

CREDIT CARD DEBT

There are 2 schools of thought with respect to credit card debt. There are those who tell you to reduce it and yet others who state that you should manage it. Let us consider both options.
If you were to take the path of reduction then you will work toward making the balance disappear. You can [...]

CREDIT CARDS IN THESE TIMES

Recently I was reading about the changes to the laws relating to credit cards in the US. The article was aimed at informing as to the implications of the laws that come into effect in 9 months.  Of course the laws are meant to protect the consumer from the rising changes imposed by banks. However [...]

Put your debt behind you

Do you have any idea that you are in debt? Not being able to meet the minimum monthly payments is the first way some people realize they are having problems. To avoid being in this undesired predicament, you should take stock of your situation every 3 months. Tally all of your debt including credit cards, [...]

WISEBREAD

A great forum for getting information on saving, Wisebread is community dedicated to promoting a frugal comfortable lifestyle. As a member I am happer to have learnt some great tips from them that I have implemented inmy life. Have a look at the video below.
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