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Shopping for the basics is something that we have to do every week or month depending on the perishable factor. Let’s face facts, we have to eat.
Have you notice though that your even if you make that list and stick to what you really need that it is hard to get it all? Just recently [...]

Tags: saving, spending
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Rebates – at some point in your life you have bought an item, and got a rebate. It may have been instant or mail-in. I have had both in the past.
These days they are extremely popular, especially if you buy computers and electronic items. Walk into any OfficeDepot or RadioShak and you may see items [...]

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You just got paid last week, yet in less than 2 weeks (and in some cases 1 week) you find that you have no money. If you get paid monthly then you are in a bad place. On the other hand if you get paid every 2 weeks you may be able to hold out [...]

Tags: self assess, spending
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With our ingrained belief systems is hard to get your head around the fact that no matter how hard you work and how much money you earn, there’s no guarantee that you are going to get rich. And certainly, money alone doesn’t put you onto the path to financial freedom, what makes the biggest difference [...]

Tags: personal finance, savings, wealth
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Tip 1:
Live within your means. You need to think about living a balanced life rather than sacrifice. It’s all about the way you think about the situation – your mindset.  Positive thoughts mean that you see the glass as half full rather than half empty. How you perceive the situation can therefore affect your [...]

Tags: credit management, tips
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Ever heard about the book Everything You Ever Really Needed to Know About Personal Finance on Just One Page? It is a great resource that puts finance into context. The book, a  free ebook from Trent Hamm shows the that personal finance need not be a complex thing that send us pulling the hair from [...]

Tags: ebook, free resource, personal finance
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In a few months it will be Chistmas. Now most people would think that it is far away. They don’t consider to use this time for planning what gifts they would give. Planning is an important part in living a frugal life. It helps keep the cost a low as possible however it does not [...]

Tags: bargains, holiday shopping, planning
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