Shopping for the basics is something that we have to do every week or month depending on the perishable factor. Let’s face facts, we have to eat.
Have you notice though that your even if you make that list and stick to what you really need that it is hard to get it all? Just recently [...]
Tags: saving, spending
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You just got paid last week, yet in less than 2 weeks (and in some cases 1 week) you find that you have no money. If you get paid monthly then you are in a bad place. On the other hand if you get paid every 2 weeks you may be able to hold out [...]
Tags: self assess, spending
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In a few months it will be Chistmas. Now most people would think that it is far away. They don’t consider to use this time for planning what gifts they would give. Planning is an important part in living a frugal life. It helps keep the cost a low as possible however it does not [...]
Tags: bargains, holiday shopping, planning
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Many people view frugallity in the same light of scarcity. However the concepts are quite different. Being frugal is defined as paracticing thrift and avoiding waste. Thrift is the prudent use of money and goods. On the other hand scarcity refers to an insufficient supply.
Frugality should be viewed as the solution to overcoming spending [...]
Tags: change, emotion, frugal living, spending
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Today a lot of people over 60 are racking up a lot of debt. And not just ordinary debt, but credit card debt. Check out the story at ABC news.
Why has this happened? Well there are a number of reasons. Here are some:
not planning for retirement
poor health
economic crisis.
While we may not be able to anticipate [...]
Tags: credit card, retirement, saving
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These days it’s all about energy. The buzz words are “be green”! Well if you really consider it, consumers have been doing this for years.
What does it mean to “be green”?
Well according to the experts we should be reducing energy consumption, reducing greenhouse gas emission and a whole lots more but we will focus on [...]
Tags: eneryg bills, green, saving
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For all you book lovers like me, check out PaperBack Swap. This is not a new idea since you may have been practicing this every time you gave or received a used book. This idea just takes the time out of finding the books you want to read at the second hand book stores.
So what [...]
Tags: books, saving, swap
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Found a great article that I think is worth a read. It talks about recession proofing your home. You can find the article at Recession Proof Your Home. The article mentions tips that most who have been practicing saving tips are already doing:
growing food
making a list and checking it twice
eating in
The article however does not [...]
Tags: recession proof, saving
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Based on your current expenses, how long can you live off your savings?
Do you have any large recurring bills such as your mortgage that you have to pay?
How long will it take you to pay these bills?
Do you have any credit card debt?
What can you live without? Cable, Internet, mobile phone?
Can you pay ahead the [...]
Tags: quitting your job, saving
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Which is more expensive?
If the cost of an item is $2.50 and the item weighs 1/4 lb then the cost per pound would be $10.00.
Now supermarkets offer items in various sizes….
So let’s say you found the same item in 1/2 lb size you may find the price is now $4.50. The cost per pound is [...]
Tags: costing, saving
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