THE LOST ART

I recently read a news article on the credit card generation and living frugal. The article stated that people are now in the process of considering ways to save on food bills, clothing and other expenses. As a reader you should be doing this automatically however there are people who do not know about the [...]

YOUR FINANCIAL RECIPE

If you’ve every made a cake then you know that to have a product that looks and taste great can be a difficult task. In fact if you are not an expert cake maker then you will find that it is difficult to get the right combination to produce a delectable product.
Now why am I [...]

ARE YOUR PREPARED FOR HAVING FUN?

Too often when we need a vacation, we find that the money is not there. Why? Because we have not planned.
Yes we all like to have some spontanity in our lives. And I will tell you that you can have that and still have a planned holiday without having to pay for it after you [...]

YOU AND YOUR GAS BILL

My sister recently relocated from the East coast to the West coast.  Needless to say it was a 2800+ mile road trip to move the Uhaul and the famil in the SUV. One of the things that had the biggest impact (other than the sleepless nights since they took 3 days to get there) was [...]

TEN PERCENT RULE

I saw this post talking about the 10% rule as a tool to use on the frugal lifestyle path. The 10 percent rule has been used to grow retirement funds, to increase physical fitness, as well as to in education. What is this all about?
Some people may know this as tithing. However there is a [...]

DO IT YOURSELF COSMETICS

For those of you interested in reducing your cosmetic bill here are a few things that you can do with the food that you already buy:

Teeth whitening – brush your teeth for 5 minutes with a mixture of baking soda and crushed strawberry (1/2 teaspoon baking soda with one strawberry)
Toner for oily and blemished skin [...]

SHOPPING AROUND

Most of us tend to be taken in by sales. However some sales do not give you the best deal for your money. Ideally to ensure that your money is spent wisely you should shop around. However in these times where everyone is busy with daily living, shopping around may not be an option. The [...]

SHOPPING GENIE

We all have to buy thing even if we are living a frugal lifestyle. It is a fact of life. So why not make the most of your dollars and save while shopping. Using  MyShoppingGenie you can do just that!
MyShoppingGenie is built on proprietry software technology that allows you to search on more than 250 [...]

LOWERING YOUR PROPERTY TAXES

Here is a helpful video on applying for a free assessment of your home and hopefully a lowering of your taxes!
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ENVELOPE BUDGETING

Well it has been a couple of days since my last post. Here is a  method I have used myself – envelope budgeting. Some people recommend accounts or jars. Whatever tickles your fancy! The point is to use the method toward a financially successful you – one that is totally debt free. The way to [...]