I hope you have one!
Your emergency fund can be used for various purposes such as reducing debt, buying large households items (refrigerator etc), making house repairs or even making a down payment forpurchasing a house.
The question then comes to mind:  How much should you save? Should it be %, 5% or more? Well the best [...]

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Well the last two posts were videos from the Frugal Traveller. What a job! On the site there are some useful things for planning your holiday. Here are some of the sites listed that you can use to plan a fantastic frugal holiday.
The first thing to do is to decide on you location. You can [...]

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Most people get gym memberships and often find that they do not have the time to go, or there may be some event that comes up that is more important. Well my message to you is get rid of the membership! Instead you can put the money to use elsewhere and get fit by other [...]

Tags: frugal living tips, health
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For those of you interested in reducing your cosmetic bill here are a few things that you can do with the food that you already buy:

Teeth whitening – brush your teeth for 5 minutes with a mixture of baking soda and crushed strawberry (1/2 teaspoon baking soda with one strawberry)
Toner for oily and blemished skin [...]

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Most of us tend to be taken in by sales. However some sales do not give you the best deal for your money. Ideally to ensure that your money is spent wisely you should shop around. However in these times where everyone is busy with daily living, shopping around may not be an option. The [...]

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Well it has been a couple of days since my last post. Here is a  method I have used myself – envelope budgeting. Some people recommend accounts or jars. Whatever tickles your fancy! The point is to use the method toward a financially successful you – one that is totally debt free. The way to [...]

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While the economic situation is such they we need to consider how we spend, we should start the practice of being savvy frugal shoppers. Being a budget conscious shopper should be a priority in life – getting the most for your hard earned dollars. Why spend the money you worked 8 hours for in a [...]

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Here are the 7 things you can do today to keep money in you wallet:

Walk  – not only do you save on you fuel bill, you get exercise and can save on your gym membership that you do not use.
Car pool – one person in a car = inefficiency;. We all love those 2 for [...]

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