Shopping for the basics is something that we have to do every week or month depending on the perishable factor. Let’s face facts, we have to eat.
Have you notice though that your even if you make that list and stick to what you really need that it is hard to get it all? Just recently [...]

Tags: saving, spending
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Rebates – at some point in your life you have bought an item, and got a rebate. It may have been instant or mail-in. I have had both in the past.
These days they are extremely popular, especially if you buy computers and electronic items. Walk into any OfficeDepot or RadioShak and you may see items [...]

Tags: rebates, saving, spending
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Today a lot of people over 60 are racking up a lot of debt. And not just ordinary debt, but credit card debt. Check out the story at ABC news.
Why has this happened? Well there are a number of reasons. Here are some:

not planning for retirement
poor health
economic crisis.

While we may not be able to anticipate [...]

Tags: credit card, retirement, saving
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Just recently I have been contemplating the weather since I am currently in a country experiencing winter.  As a sun-loving tropical person, it is quite difficult to adjust to cold weather.  It has been quite a struggle these last few weeks. I then reminded myself that it will not last and that tomorrow will be [...]

Tags: finances, saving
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These days it’s all about energy. The buzz words are “be green”! Well if you really consider it, consumers have been doing this for years.
What does it mean to “be green”?
Well according to the experts we should be reducing energy consumption, reducing greenhouse gas emission and a whole lots more but we will focus on [...]

Tags: eneryg bills, green, saving
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For all you book lovers like me, check out PaperBack Swap. This is not a new idea since you may have been practicing this every time you gave or received a used book. This idea just takes the time out of finding the books you want to read at the second hand book stores.
So what [...]

Tags: books, saving, swap
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I had a good laugh when I read WiseBread’s post on 47 Ways to Waste Money.  A lot of people will probably have the same reaction that I did, however this is quite a serious matter especially if your finances are in a mess.  I can honestly say that I have been guilty of some [...]

Tags: money, saving, waste
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Do you have one?
What do you need to grow one?
Well just like growing a plant you need to nurture your money in the same way.  If you want to reap tomatoes then we all know that we need the tomato seeds to be sown in fertile ground. We need to water the plant frequently and [...]

Tags: investing, money, saving
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Found a great article that I think is worth a read. It talks about recession proofing your home. You can find the article at Recession Proof Your Home. The article mentions tips that most who have been practicing saving tips are already doing:

growing food
making a list and checking it twice
eating in

The article however does not [...]

Tags: recession proof, saving
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Based on your current expenses, how long can you live off your savings?
Do you have any large recurring bills such as your mortgage that you have to pay?
How long will it take you to pay these bills?
Do you have any credit card debt?
What can you live without? Cable, Internet, mobile phone?
Can you pay ahead the [...]

Tags: quitting your job, saving
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