Shopping for the basics is something that we have to do every week or month depending on the perishable factor. Let’s face facts, we have to eat.
Have you notice though that your even if you make that list and stick to what you really need that it is hard to get it all? Just recently [...]

Tags: saving, spending
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Rebates – at some point in your life you have bought an item, and got a rebate. It may have been instant or mail-in. I have had both in the past.
These days they are extremely popular, especially if you buy computers and electronic items. Walk into any OfficeDepot or RadioShak and you may see items [...]

Tags: rebates, saving, spending
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You just got paid last week, yet in less than 2 weeks (and in some cases 1 week) you find that you have no money. If you get paid monthly then you are in a bad place. On the other hand if you get paid every 2 weeks you may be able to hold out [...]

Tags: self assess, spending
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Many people view frugallity in the same light of scarcity. However the concepts are quite different.  Being frugal is defined as paracticing thrift and avoiding waste. Thrift is the prudent use of money and goods. On the other hand scarcity refers to an insufficient supply.
Frugality should be viewed as the solution to overcoming spending [...]

Tags: change, emotion, frugal living, spending
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